According to the immigration law of Turkey, one of the necessary documents to obtain a short-term stay in this country is obtaining health insurance, or Sigurta in Turkish.
The cost of medical services in Turkey is very high without insurance. Whether you want to go to Turkey as a tourist, or whether you want to immigrate to this country or buy a property and live in it for a long time, you need to have insurance.
People who do not have insurance coverage have to pay huge costs for treatment and medicine. For example, the cost of a visit to a specialist in Turkish public hospitals starts from about 300 liras, and this amount may reach more than 1000 liras in private hospitals.
The supplier organizations include the Ministry of Finance, the Ministry of Defense and the Higher Education Council. People over 65 and children under 17 are insured for free. Obtaining health insurance or the so-called health insurance according to the laws of Turkey is one of the most important documents for obtaining Turkish residence.
Types of insurance
Currently, two types of health insurance can be provided in Turkey.
1. Social insurance
2. Self-employed insurance
Social insurance
It is intended for employees in this country and its insurance premium is paid by the employer. In addition to medical services, this insurance also includes pension. In social insurance, both the individual and the insured person’s family have the possibility to use related services.
A girl’s child before marriage (no age limit) and a boy’s child until the age of 18 will be covered by this type of insurance as usual and until the age of 25, provided they are educated.
Self-employed insurance
Another type of insurance is in which people who do not own a business insure themselves and benefit from its services.
According to the rules of the Turkish Immigration Department for foreign nationals, people who do not have a work residence and their type of residence is tourist, study or own property must also be insured.
Please note that obtaining this type of insurance is acceptable only from reputable companies and the insured person can use the medical services of the centers contracted with this insurance company.
Real estate insurance policy
Insurance is mandatory for all residential units built in Turkey, and without it, it will not be possible to receive water, electricity, gas and many necessities of life.
In the event of an earthquake or other natural disasters, this type of insurance covers the damage in whole or in part according to the amount of the obligation included in the insurance policy.
Car insurance
There are two types of car insurance in Turkey:
1. Third party insurance that covers the medical expenses and financial damages of the third party.
2. Body insurance that pays for the damage caused to the vehicle.
Third party insurance is mandatory and in case of lack, we will be obliged to pay a fine, but body insurance is optional and if it is taken, the costs of possible car damages will be covered.
Please contact us to obtain the required insurance policies from reputable companies with a reasonable price.
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